Blue Cross Travel Insurance

Another policy form that offers protection to individuals traveling abroad is the Blue Cross Travel Insurance Policy. It is designed to cover unexpected medical expenses, trip delays, and other misadventures befalling a traveling person. Many insurance providers offer Blue Cross travel insurance in different forms, such as single-trip, multi-trip, and long-term plans.

 

 

Policies from most of the products provided by Blue Cross Travel Insurance usually cover a good number of medical expenses arising from emergency care, hospital stays, and medical evacuation. In addition, they may cover some more travel-related expenses such as lost luggage or trips cancelled for any type of risk. In fact, the benefits of each policy vary based on the insurance carrier and the type of purchased policy.

 

Journeying can be a very exciting and rewarding experience, but it can also be quite unpredictable. Blue Cross Travel Insurance protects passengers against unforeseen circumstances that may happen during their time away and helps to give peace of mind. One can choose from a variety of insurance types to get the best protection according to one’s needs and budget.

 

Summary: Blue Cross Travel Insurance

It offers comprehensive protection to travelers, expatriates, crew members, and missionaries against any medical emergency that may arise in a foreign country. Coverage options offered ensure comfort when one travels.

 

Coverage Options

To cater to the needs of different travelers, Blue Cross Travel Insurance offers a range of coverage options. Some of the available options for coverage include:

 

Policy to cover hospitalization, medical evacuation, and emergency medical treatment. Coverage for Trip Cancellation and Interruption: Provides reimbursement of non-refundable travel charges if the trip is canceled or interrupted due to a covered reason.

 

Luggage/Baggage and Personal Effects: Reimbursement of personal effects while lost, stolen, or damaged.

 

Accidental Death and Dismemberment: In the case of death or dismemberment due to an accident while traveling, it pays the full amount.

 

 

 

Eligibility Criteria

 

The following is the list of requirements that a traveler must fulfill to be eligible for Blue Cross Travel Insurance:

 

The traveler must be a citizen or resident of the United States.

 

The traveler must be leaving their country of origin.

 

The insurance has to be obtained before the tourist leaves for the vacation.

 

For traveling, Blue Cross Travel Insurance is a reliable option for travelers who desire to avail this facility.

Date, time and place where the incident took place and medical information if any.

 

If there is a claim, Blue Cross will scrutinize the claim to see if it is covered under their policy. If accepted, all costs allowable regarding reimbursement will be made to the traveler, such as lost luggage or medical expenses. Save all receipts and documents as one will need them when filing such a claim.

 

Support Services

 

Blue Cross also grants access to a worldwide network of medical providers and 24-hour emergency support in case of need while abroad. This could prove quite useful in case the tourist gets lost in a foreign health system or experiences some sort of emergency.

 

In a nutshell, very comprehensive coverage and an easy claims process at Blue Cross travel insurance competitively position this product. One is able to sleep soundly, knowing that just in case an unexpected event may happen while traveling, he is covered.

Frequently Asked Questions

What are some of the international coverages I am eligible for through Blue Cross Blue Shield?

Some international coverage you might be eligible for through Blue Cross Blue Shield includes worldwide health insurance, trip protection plans, and travel medical insurance. These plans protect against unexpected medical expenses, emergency medical evacuation, trip cancellations, lost baggage, and other items.

 

How do I file a claim with Blue Cross Blue Shield for international medical expenses?

Policyholders will have to write to Blue Cross Blue Shield by mail, fax, or online to file their claims for their overseas medical expenses. Along with the duly filled claim form, they will be required to enclose the supporting documents such as bills and receipts for medicine purchased.

 

Are there any travel insurance reviews from GeoBlue?

GeoBlue is a travel insurance brand of Blue Cross Blue Shield and has very good ratings from customers for its comprehensive coverage and great customer service. Most of the customers appreciated how easily they could buy insurance online and how fast their claims were being processed.

 

How much does Blue Cross Blue Shield’s travel medical insurance cost?

Their policy is priced based on the length of travel, age of the traveler, and the coverage chosen. The policyholder needs to contact Blue Cross Blue Cross for their options or get it online for a quote.

Straight shield.

Does Blue Cross Blue Shield have short-term medical insurance available for foreign travel?

Yes, Blue Cross Blue Shield has temporary medical coverage while traveling abroad. These policies provide coverage against emergency medical evacuation, medical expenses, and so much more for travels up to 180 days.

 

What are the differences between Blue Cross Blue Shield’s international travel insurance and their out-of-state coverage?

While international travel insurance covers medical expenses incurred while traveling outside the United States’ borders, the out-of-state coverage with Blue Cross Blue Shield is designed to cover medical expenses while traveling around the country. That is basically because each plan offers different benefits and characteristics, which have to be compared together before buying either one.