RAC Insurance

Based in the UK, RAC Insurance offers all kinds of products to cover both individual and corporate needs. It has over 120 years of experience and built a reputation as a trustworthy supplier of business, home, travel, and vehicle insurance.

 

 

The three coverage options RAC Car Insurance offers are comprehensive, third party fire and theft, and third party only. In general, members of RAC pay less but have all the benefits with 5-star-rated service. On top of this, RAC Insurance offers Covid-19-covered travel insurance and temporary, telematics, classic, or electric auto insurance.

 

RAC Insurance is more than an insurance company due to the inclusion of other services such as mobile mechanics, breakdown assistance, and warranties, among others. As if this is not enough, the company enables clients to monitor, change, or terminate their policies by phone or online. RAC Insurance provides a variety of tools together with information that aids current clients in maximizing their insurance.

Overview of RAC Insurance

Past Events and Image.

Based in the UK, RAC Insurance has been around for more than 120 years. Founded as the Royal Automobile Club back in 1897, this company has grown to become one of the more respected companies offering insurance today. RAC Insurance is known for great customer service and developing innovative products that help protect homes and drivers.

Types of Coverage

To meet the customers’ needs, RAC Insurance offers many products to customers. For insurance related to motor, there are three policy kinds RAC Insurance provides: Plus Automobile Insurance, Auto Insurance & Theft and Fire by Third Parties. Car Insurance Plus comes with a Defaqto 5-star rating and offers loads of benefits, such as a guaranteed replacement car if your vehicle is stolen or written off, RAC Breakdown Cover and Motor Legal Protection, and 24-hour online access to manage your policy. In addition, RAC covers learner drivers, classic cars, black box insurance, and short-term auto insurance.

 

RAC offers three different types of covers regarding home insurance: Landlord Insurance, Home Insurance, and Home Insurance Plus. Home Insurance Plus is 5-star rated with Defaqto, offering you a host of benefits, including guaranteed cover, optional extras to add on to your policy, such as legal expenses and home emergency cover, and access to manage your policy 24/7 online. In the event that an insured event damages your house, repair work will be required.

 

Benefits of Membership

Members of RAC Insurance enjoy a myriad of benefits. These benefits include discounts on RAC goods and services, from travel through breakdown insurance. Adding to this is the RAC Rewards loyalty scheme that provides members with special offers and competitions. In addition to this is a 24-hour claims service and free legal advice available for members of RAC Insurance.

Policy Management

RAC Insurance offers a myriad of products catering to house, auto, and travel insurance, as well as small business insurance. The company also has a customer service staff that policyholders can reach over the phone or by using the website to log in for online management of policies.

Purchasing a Policy

Customers can log onto the RAC website and select the type of policy they want to buy or coverage they need. They will then be asked to provide a few general details regarding their insurance needs and some personal information. They will subsequently be contacted with a quote for the policy. If satisfied, they can pay for the policy online.

 

Claims Procedure

In the unfortunate event that a policyholder needs to claim, they can commence this procedure online or via a call to the RAC claims team. The claims personnel will lead the insured through the process and give advice where necessary.

Cancellations and Renewals

The policyholder only needs to call or go online to obtain their coverage with the RAC customer care staff. They may cancel the policy online or by phone if they no longer want coverage on their vehicle. The customer service staff of RAC—please be aware that there can be cancellation fees. If a policyholder has any questions, they should consult their insurance documentation.

 

After all is said and done, RAC Insurance offers clients a straightforward policy management process. One could even contact the RAC customer support team by phone or online, with policyholders filing claims easily and at fast speeds.

Frequently Asked Questions

How do I get a car insurance quote from RAC?

You can obtain a quote from the RAC auto insurance either by visiting their website or calling them. You will get the quote within minutes, and it is pretty easy and quick to get it.

 

How can someone claim from RAC insurance?

Should you need to make a claim with RAC insurance, you may do so by completing their online claim form or by calling their claims hotline. It’s quite easy, and RAC aims to process your claim as fast and as efficiently as possible.

 

For whom does RAC underwrite the insurance policies?

The insurers that offer RAC auto insurance coverage include Aviva, Ageas, and Covea. In order to offer their customers a range of coverage options, RAC allies itself with these insurers.

 

Refer insurance questions to RAC.

You can contact the RAC customer support team for help with questions or problems arising from their car insurance through a call, email, or chat. They are at your service 24/7 to respond to queries you might have.

 

Which of the following is available for cover under RAC vehicle insurance?

RAC car insurance comes in comprehensive, third party fire and theft, and third party only coverage. There are add-ons, too, such as legal defense, breakdown assistance, and key replacement.

 

Is there a claims phone line with RAC auto insurance?

There is indeed a separate phone line for RAC claims regarding auto insurance. The number shall be found in your policy documents or from their website. RAC has a commitment to offer fast, easy, and efficient claim handling to all of its clients.